Singapore Licensed Insolvency Practitioner for Individuals

Personal financial crises are stressful events for individuals. At ClearView, we offer pragmatic solutions to manage bankruptcy or explore alternatives to manage the distressed situation and avoid it. Our qualified professionals provide clear guidance on bankruptcy matters.

Need Help Filing for Personal Bankruptcy in Singapore?

Creditor Harassment

Enduring relentless calls and visits from debt collectors or banks? Filing for insolvency relief puts an immediate legal halt to unbearable creditor harassment.

Impending Legal Action

Have you received a Statutory Demand or a Writ of Summons? Ignoring legal threats can lead to enforced bankruptcy and seizure of assets, including but not limited to bank accounts, private properties and other valuable personal belongings.

Unmanageable Debt

Drowning in high-interest personal loans and credit cards? When monthly repayments barely cover the interest, you need a strategic debt restructuring plan.

We have a dedicated team of experts who can assist you with personal voluntary administration and bankruptcy matters. We can act as nominees to facilitate the consideration and adoption of a composition or Voluntary Arrangement (VA), which is a way of avoiding bankruptcy by reaching an agreement with your creditors. We can also act as Private Trustees in Bankruptcy if you are declared bankrupt by the Court, and manage your bankruptcy estate and discharge your obligations.

Speak To Us

Did you know? As a debtor filing for voluntary bankruptcy in Singapore, you can propose a specific Private Trustee in Bankruptcy (PTIB) to administer your estate, ensuring personalized attention over the default government-appointed Official Assignee.

DEBT RELIEF PATHWAYS

Select the Correct Path to Financial Freedom

Singapore law offers various frameworks depending on your income, total debt size, and assets. Explore the best strategy below to effectively resolve your financial distress.

Bankruptcy Alternative

Voluntary Arrangement (VA)

Avoid the stigma and travel restrictions of formal bankruptcy. If you maintain a steady income, ClearView can act as your Nominee to negotiate a legally binding agreement with your creditors. This effectively freezes interest and restructures your payments into manageable installments over an agreed period.

Explore Voluntary Arrangements

Formal Declaration

Filing for Personal Bankruptcy

If your personal debts exceed $15,000 and repayment is impossible, initiating a voluntary bankruptcy application acts as a powerful shield. Let our experts guide you through the filing process to immediately halt all creditor enforcement actions and stop interest accumulation under Singapore law.

Learn About Filing Bankruptcy
MANAGING YOUR ESTATE

Why Appoint a Private Trustee in Bankruptcy?

While the Official Assignee (OA) is appointed by default, engaging a Private Trustee ensures a highly responsive, specialized approach to resolving your financial estate.

How ClearView Can Help: As licensed insolvency practitioners, we go beyond processing paperwork—we actively manage your recovery. If you are declared bankrupt, ClearView can be formally appointed as your Private Trustee in Bankruptcy (PTIB). We step in to comprehensively manage your bankruptcy estate, act as an objective mediator with your creditors, and help you establish a realistic Target Contribution plan, ensuring you meet your legal obligations and achieve a timely discharge.

Personalized Attention

Unlike the government-run office which handles high volumes, a Private Trustee manages a dedicated portfolio, ensuring direct communication and tailored guidance.

Complex Asset Handling

If your bankruptcy involves business interests or intricate financial portfolios, our experts efficiently value and manage these assets to ensure fair treatment.

Creditor Mediation

We act as an objective intermediary. By managing all creditor meetings and adjudicating claims accurately, we minimize hostility and strictly follow insolvency laws.

Pathway to Discharge

Our ultimate goal is your financial rehabilitation. We monitor your monthly filings and actively guide you through the requirements needed for your discharge from bankruptcy.

Take Control of Your Financial Future Today

Don't navigate overwhelming debt and creditor harassment alone. Speak directly with our licensed insolvency practitioners to explore your best options for a fresh start.

Speak To Us